Find the Best Mortgage Rate in Singapore
Mortgage Direct Singapore compares home loan and refinancing packages across all major banks — helping homeowners and businesses secure the most competitive rates with expert, independent advice.
Why Choose Mortgage Direct Singapore
We simplify mortgage decisions by delivering transparent, independent and personalised advice tailored to your financial goals.
Compare Rates from Multiple Banks
Access mortgage packages from all major Singapore banks in one place.
Independent Mortgage Advice
Unbiased recommendations focused on what's best for you.
Save on Monthly Repayments
Reduce interest costs and put money back in your pocket every month.
Expert Refinancing Strategies
Time your refinancing perfectly with expert market insight.
No Obligation Consultation
Free, professional advice with zero pressure and zero obligation.
Fast Application Process
Streamlined paperwork and quick approvals with minimal hassle.
Dedicated Mortgage Specialist
A personal consultant guiding you through every stage of your loan journey.
Our Mortgage Services
End-to-end mortgage solutions for homeowners, investors and businesses across Singapore.
Mortgage Advisory
Professional advice tailored to your financial goals.
Learn More →Home Loan Comparison
Compare multiple bank packages instantly.
Learn More →Mortgage Refinancing
Reduce your monthly repayments.
Learn More →Bank Loan Sourcing
Find the right loan from Singapore's top banks.
Learn More →Home Equity Financing
Unlock the value of your property.
Learn More →Commercial Property Financing
Funding solutions for commercial properties.
Learn More →Loan Restructuring
Improve cash flow with better financing.
Learn More →Mortgage Consultation
Speak with experienced mortgage consultants.
Learn More →Compare Mortgage Rates Across Singapore's Leading Banks
Mortgage Direct SG works with all major Singapore banks to identify the most suitable mortgage package for your unique needs.
- Property type & valuation
- Loan amount & tenure
- Income profile
- Lock-in preferences
- Long-term financial goals
Chartered
Calculate Your Mortgage Savings
See how much you could save by refinancing with a better rate.
Your Loan Details
Your Potential Savings
How It Works
A simple 5-step journey to your best mortgage rate.
Tell Us Your Needs
Share your mortgage requirements with us.
We Compare Banks
We analyse all major bank packages.
Receive Best Options
Get personalised loan recommendations.
We Handle Application
We manage all the paperwork for you.
Enjoy Lower Costs
Start saving with your new mortgage.
What Our Clients Say
Real stories from Singapore homeowners and business owners.
"Mortgage Direct SG helped me refinance my HDB flat and I'm saving over $400 monthly. The process was smooth and completely hassle-free."
"Excellent independent advice. They compared rates from every major bank and secured me a fantastic package for my condo. Highly recommended!"
"Their commercial financing team helped my business secure funding for our shophouse quickly. Professional service from start to finish."
Frequently Asked Questions
Have more questions? Our mortgage specialists are just a message away.
Ask on WhatsAppLet's Find You the Best Mortgage Rate Today
Speak with a mortgage specialist and take the first step towards significant savings on your home loan.